My Credit Starter was created for people who are starting from zero in the United States.
Most beginners are never taught how credit really works. Banks don’t explain it clearly, and much of the information online is confusing, incomplete, or misleading.
This site exists to change that.
Here, you’ll learn how to build U.S. credit step by step, using simple language, legal methods, and practical guidance — without shortcuts, scams, or unnecessary products.
My Credit Starter is not about getting rich fast.
It’s about building a solid financial foundation the right way.
My Credit Starter 